Money Saving Advice There's more than one way to get most for your money. For more than 20 years, Gary Foreman has worked to manage money effectively. He's been a Certified Financial Planner and Purchasing Manager. He currently edits The Dollar Stretcher Web site and several newsletters. His mission is to help people "Live Better for Less."   Recent questions Saving Money on Household Items Save money with proper water heater maintenance Cheap entertainment Is it better to lease or buy a car? Estimating home repairs Summer cooling Air conditioners Space heaters Money and Kids Save money on childcare, medical bills with flexible spending accounts Helping teens find a summer job Using savings bonds to pay for college Dealing with the cost of weddings Teaching your teen about credit cards Mortgages Getting out of PMI Shorten mortgage length Buying property with no money down Retirement Savings Reducing investment costs Mutual fund expenses Finding a financial advisor The basics of a 401K My 401k is shrinking! Debt Getting out of credit card debt How can my son establish credit? Correcting your credit report Getting out of auto lease Pay off debt or save money? Teaching your teen about credit cards Teaching your teen about credit cards Miscellaneous Surviving layoffs Vacation expenses Summer budgeting Pay off debt or save money? Control your spending Correcting your credit report Which debt should I pay off first Coping with a job lay off Getting out of auto lease Marriage and credit