Ask the Expert Navigating the legal waters can be tricky. Submit your questions to our Nemia Schulte an attorney and working mother of two. Name: Email: My question for Nemia is: Not all questions can be answered. Nemia will select two questions a week.   Previous Questions • Should I incorporate my business? • How do I clear up my credit report? • Why do I need a real estate attorney? • Do I need title insurance when buying a home? • What Can I Keep If I File For Bankruptcy?